Car crashes are stressful and unpredictable experiences that leave people uncertain of what to do next. Some people make major mistakes in the aftermath of a motor vehicle collision that can put them in a precarious position.
There are many small mistakes that can cause post-collision complications, such as apologizing to the other driver or waiting a day to see a doctor. However, there is one mistake that is surprisingly common despite technically being a violation of Georgia state statutes. Agreeing not to report the car crash and settle the matter privately can be a major mistake that people come to regret in the weeks following a collision.
Crash reporting is mandatory
Georgia state statutes impose a requirement to report crashes when they occur. If a person ends up injured or the collision causes $500 worth of property damage or more, then the drivers involved typically need to contact local authorities and file a police report.
An officer comes out to review the situation, take statements from witnesses and write a report on the crash. The information included in the crash report can influence eligibility for insurance coverage and whether an injury lawsuit is possible after the wreck.
Filing a police report is not just a legal requirement. It is also a key form of protection for those affected by a crash.
Why private settlements are risky
There is a very simple reason why attempting to negotiate a private settlement could be a mistake after a car crash. The party with injuries or property damage losses has to trust the other driver to follow through on their promises.
People can easily lie about their ability to pay to repair a vehicle or their intention to cover injury costs. If they later fail to uphold those promises, the injured party has few forms of recourse available to them.
After all, there is no official report affirming that the crash occurred. They may have a very difficult time pursuing insurance compensation or taking the matter to civil court later. Drivers who want to bypass the reporting requirements may know that they broke the law. They may have a suspended driver’s license or a lapsed insurance policy. Their attempts to avoid responsibility can leave the other party without the compensation they deserve.
Filing a police report after a Georgia car crash is a crucial step for the protection of the party not at fault for the wreck. Drivers involved in crashes that result in property damage or injuries often need assistance holding the other motorists accountable.